There are only two personal loans for people with bad credit that are even worth taking a look at:
- Signature loans for people with bad credit.
- Auto loans for people with bad credit.
To get a signature loan when your credit blows, you're going to have to find a cosigner. To get an auto loan, you'll have to have a car that's mostly/fully paid off. If you don't, you're going to find yourself in a world of hurt, or you'll head to a payday loan store. Getting a payday loan is the dumbest thing you can do and if you're considering it, it's evidence of how far your priorities are out of whack.
Step 4...Find a person that can cosign so that you can get a decent loan. Then go back again and finally start paying your bills on time (we both know you're still not doing that.)
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